Free Kasasa Saver^®

FREE KASASA SAVER

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:

Kasasa Cash: Balances up to and including $15,000 receive APY of 3.00%; and balances over $15,000 earn 0.25% interest rate on the portion of balance over $15,000, resulting in a range from 3.00% to 0.50% APY depending on the account’s daily balance.

Kasasa Cash Back: 4.00% cash back on up to a total of $250 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle.

Kasasa Saver: (Linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to and including $25,000 in your Kasasa Saver account receive an APY of 1.00% and balances over $25,000 earn .025% interest rate on the portion of daily balance over $25,000, resulting in a range from 1.00% to 0.40% APY depending on the account’s balance.

You will receive reimbursements up to an aggregate total of $25 (max. $10.00 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $10.00 or higher.

We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY; all balances in a Kasasa Saver account earn 0.05% APY; cash back payments are not made. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of statement cycle. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the dividends earned within the linked Kasasa Cash account do not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual dividend amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY, if the advertised APY is represented without a linked Kasasa Saver account.

APY = Annual Percentage Yield. APYs accurate as of 03/01/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $100 minimum deposit is required to open the account. Enrollment in electronic services (e.g. e-statements) are required to meet some of the account’s qualifications. Limit 1 account(s) per social security number / individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.